Guarantee business process

1, application: enterprise puts forward loan guarantee for 2, examine: visit the management of the enterprise, the financial situation, mortgage assets, tax situation, credit conditions, and business owners, preliminary sure guarantee or not. 3, communication, and communication bank loans, to grasp the bank provide enterprise information, clear to the amount of loans the bank and deadline. 4, guarantee: and enterprise sign, assure the agreement and counter guarantee, assets and registration laws such as mortgage formalities, and signed the contract with loan bank guarantee, formal and bank, enterprise established security relations. 5, lending: bank in review of security basis to enterprise issue loans, and to provide the enterprise charges for security costs. 6, tracking: tracking loans of the enterprises in use and operation of enterprise, enterprise quarter through tax, electricity use, and cash flow growth or reduce the most direct track inspection operations of the enterprise. 7, tip: enterprise borrowed a month ago, prior notice, in order to make payments to enterprise early, to ensure the normal operation of enterprise capital. 8, remove: with enterprise bank reimbursement list, remove the mortgage registration, remove and the guarantee of the relationship between Banks and enterprises. 9, record: record this guarantee credit status, divided into normal not normal, late, bad debt four grades, and to provide credit guarantee for the follow-up record. 10 and the file: will with the bank, the signing of the agreement, and the enterprise of repay certificate, remove guarantee documents sorting and file, sealed and to prepare for ZhaDang in the future.