The risk of financing lease

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The risk of financing lease from many uncertain factors, is various and correlative, in business activity the full understanding the characteristics of all kinds of risks, will be fully, scientific risk analysis, make corresponding countermeasures. The risk of financing lease kinds basically has the following kinds:

The product market risk

In a market environment, whether a financing lease, loans or investment, and that as long as the money for equipment or acquire technical renovation, first consideration should be given to the lease equipment production products with the market risk, the need to know about the sale of the products, market share and possession ability, product the development of the market trend, consumption structure and consumer attitude and consumption ability. If these factors to know not fully, the survey is not meticulous, may increase the market risk.

Financial risk

By the financing leases have financial attribute, the financial risk throughout the activity of the business. For the lessor to, the biggest risk is that the lessee still rent ability, it directly influence the leasing company's operation and survival, therefore, the risk of hired from project starts, it should be cause for concern. Money to pay is a risk, especially in international payments, payment, pay for the date, time, remittance channels and payment method choice not appropriate, will increase the risk.

Trade risk

For financing lease has trade attribute, the risk of trade negotiations to test an order from acceptance there is a risk. Because of commodity trade in modern development more complete, corresponding social also set up the relevant institutions and preventive measures, such as l/c, transportation insurance, commodity inspection, business arbitration and credit counseling to risk all to guard against and remedial measures, but because people to risk the understanding and the understanding to the same degree, some methods and have business properties, and the enterprise management experience and other factors, is not all using these methods, made trade risks remain.

Technology risk

One of the benefits of financing lease is ahead of the other enterprise introduce advanced technology and equipment. In the practical operation process, the technology of advanced or not, advanced technology is mature, mature technology is in the law to infringe upon the rights and interests factors, are produced the important reason for the technical risk. Serious, because of technical problems in equipment is paralyzed. Other also include economic environment risk, force majeure, etc.