Designed to solve the application premium, small get loans from the lenders have difficulties laid-off workers of the financial needs. Some guarantee companies using their own money, entrust a bank to provide small loans. Small entrust loan should provide the full guarantee. Guarantee object: comply with the "laid-off workers small loans guarantee" guarantee of the conditions of the laid-off workers security conditions: (1) of this city town residents have registered permanent residence, at the age of 60 years old the following, healthy body, hold labor safeguard branch (hereinafter referred to as the labor department) issued by the "again obtain employment pass" and the qualified training institutions for training related certificate, be engaged in individual manage (countries limit industry except); (2) with the above conditions of the laid-off workers partnerships and organize obtain employment started of small business and reemploy laid-off workers again obtain employment account for more than 30% of the total number of staff and workers, or if the did not reach the 30% but hires laid-off workers in 5 people above, and signed with laid-off workers by labor safeguard branch of verification more than one year of the term of the Labour contract enterprise (countries limit industry except); (3) have engaged in business activities for industry and commerce, taxation, franchising, and other aspects of the legal procedures; (4) self-raised funds not less than 30% of the funds needed for the project; (5) to provide the corresponding counter guarantee.
Comprehensive credit guarantee
Comprehensive credit business mainly used for enterprise working capital credit needs, including current fund turnover loans, the bank accepts the draft of the acceptance and discount, the guarantee of the commercial drafts and international settlement business under a project financing. Enterprise may, within the approved line of credit, time limit and use according to its actual situation in all kinds of ways to loan portfolio, recycling.
Guarantee business
Payment guarantee, including the advance payment guarantee, payment by installment guarantee; The performance guarantee, including bid bond, project contracting guarantee, project contracting guarantee, engineering maintenance bond, quality guarantee; Debt guarantee, including loan guarantee, lease guarantee.
To guarantee
To guarantee company in conformity with the agreement of the commercial guarantee agencies, and private guarantee agencies and other guarantee agencies provides a case of guarantee service business again.
Litigation security guarantee
In the process of civil lawsuit, the people's court for may be a party behavior or other reasons, make effective verdict can't or difficult to enforce case, on the parties apply for property preservation in the request to make a ruling, general requirements apply for property preservation of a party the parties to provide a guarantee. Guarantee varieties introduction: in the process of civil lawsuit, the people's court for may be a party behavior or other reasons, make effective verdict can't or difficult to enforce case, on the parties apply for property preservation in the request to make a ruling, general requirements apply for property preservation of a party the parties to provide a guarantee. Guarantee for the territory of China in accordance with the legal person unit set up or other organizations and citizens to the people's court for property preservation in to provide security. The business, which can solve the party a can't provide for property preservation guarantee or provide the property preservation after the guarantee affecting its normal production and operation activities, and ensure the production and business operation activities and the proceedings of the normal, security is the applicant for litigation property preserved the legal rights of the after. Deal with involves: see guarantee the guarantee business flow chart ", the applicant in addition to provide the guarantee business guide "of the requested information, but also to provide to the people's court should focus on the case acceptance notice, the indictment and other relevant information.
Export tax rebate loan guarantees
To encourage exports, supporting the development of the total export of small and medium-sized enterprises, the security company and bank co-organized with accounts of export tax rebates pledging loan guarantee business. Borrowing object mainly for the good reputation of foreign trade of small and medium-sized enterprises. Guarantee varieties profile: to encourage exports,. Support the government export development of small and medium businesses, the company and bank co-organized with accounts of export tax rebates pledging loan guarantee business. Borrowing object: mainly for the good reputation of foreign trade of small and medium-sized enterprises. Deal with involves: enterprise to Banks and guarantee company and apply in bank to open account guarantee company export tax rebates and review-provided to Banks assured guarantee to Banks to issue loans.
Domestic factoring guarantee
Include owner payment security guarantee the payment, bid, contractor, and the performance guarantee, contractors payment guarantee.
Chinese engineering assured guarantee
Guarantee companies and Banks for credit sales especially credit cooperation way to provide a comprehensive financial service, it is the sales will conclude with the purchaser of the sales contract has the transfer of accounts receivable to the bank, and the bank's offer for its trade financing, sales of the individual account management, accounts receivable collection, credit risk control, and other services, by assure the company provide the guarantee security.
Principal owner payment security
Refers to ensure the performance for the payment of the project contract payment obligation, the guarantor of the owner to contractors, ensure the payment bond's guarantee. The owner in sign the contract of engineering construction at the same time, the contractor with the payment guarantee. The business, which can effectively prevent the payment by default and the credit risk, as well as to protect the interests of the contractor, be helpful for owner successfully obtain a construction permit of construction.
Bidding guarantee
It is to point to by guarantor bidders to the tenderer, ensure provide a bidder in accordance with the tender documents required to participate in the activities of the tender security. At present, the company is mainly to guarantee the winning bidder withdrew to guarantee standard. Bidding the guarantee of the general not guarantee amount more than 2% of the total value of the bid, is highest do not exceed 800000 yuan. This line, can make the bidders exempt deposit, and improve the efficiency of using the capital of the bidder or solve the difficulties the turnover of funds; Through the guarantee for bidders, the deep understanding of the master, can better protect the rights and interests of the owner.
Contractors payment guarantee
Refers to the guarantor to the subcontractor, material equipment suppliers, construction workers, and ensure that the contractor to provide engineering construction the agreement of the contract to the subcontractor, material equipment suppliers, construction workers to pay the expenses and pay the price and payment guarantee. This line, the contractor don't submit relevant materials and the advance payment, the contractor may reduce the financial pressures, but also can ensure the subcontractor, material equipment suppliers, construction workers rights and interests. Deal with involves: see the guarantee the guarantee business flow chart ", the applicant in addition to provide the guarantee business guide "of the requested information, but also to provide quality permits, the key in bidding documents, project contract, project budget and other relevant information.
The performance guarantee
The performance guarantee acceptance once guarantee company is in the guarantee the insured person to perform the contract should fulfill obligations after, the guarantor will ensure the payment of the purchase and sales contract and goods supply settlement terms or liquidated damages to the payment terms are implemented, thus effectively avoid or reduce in both the supply and the demand during the trade risks and maintaining the legal rights of the creditor. The performance guarantee acceptance once guarantee company is in the guarantee the insured person to perform the contract should fulfill obligations after, the guarantor will ensure the payment of the purchase and sales contract and goods supply settlement terms or liquidated damages to the payment terms are implemented, thus effectively avoid or reduce in both the supply and the demand during the trade risks and maintaining the legal rights of the creditor. The performance guarantee categories include engineering contract performance guarantee the performance guarantee, project bidding, technology transfer contract performance guarantees, trade contracts the performance guarantee, real estate transactions guarantee, motor vehicle transaction guarantee, property ownership transfer transaction security guarantees, enterprise property transfer transaction security guarantees, contract hedge deposit/advance payment/quality guarantee deposit, intermediary fee/commission guarantee, the product quality guarantee, went abroad to study economic security, personal payment by installment consumption guarantees, litigation security guarantee, etc. One of the most widely in the business to have: project contract performance guarantee and engineering bidding the performance guarantee. Project contract performance guarantee: ensure security (guarantee) issued by the performance guarantee to the tenderer, guarantee the construction project contract provisions in the all the terms will be in within the time stated, with no more than both sides agreed price, according to the prescribed quality standards to complete the project. Once the contractor in the construction process in default or is unable to complete the contract, the guarantor to the contractor that can provide funds or other forms of aid to give it the ability to complete the contract; Also can be arranged by the new contractor to replace the original contractor to complete the project; Can, after consultation, the new owner bid opening, the winning the contractor will complete the remainder of the contract, which caused the cost the last part of the original contract beyond cost by guarantee guarantor bear; If the solution fail to reach an agreement that the guarantor will pay the owner's loss in the forehead. The performance guarantee amount shall not be lower than the general contract 10% of the price. If use the lowest bid price after the appraisal method of the bid, the performance guarantee amount shall not be less than 15% of the contract value. Project bidding the performance guarantee: ensure security (guarantee) in bid bidders, prior to the tenderer bid bond issue, ensure the winning bidder will enter into a contract with the tenderer and will provide the tenderer the required performance guarantee. If a winning bidder default, the guarantor will ensure the forehead pays the tenderer in within the loss. Bidding assured guarantee can be used to design bidding, construction supervision on tender and bid, material purchasing bidding, all kinds of bidding activities. The guaranteed amount for bidding shall not exceed 2% of the total bidding price, highest must not more than 800000 yuan.
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